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FIRST NATURALSTATE BANK offers a variety of loans for any situation you may find in life. We take pride in being a Community Bank where are decisions are made locally. FIRST NATURALSTATE BANK lending team has the experience you need with a personal touch. Below are some of the types of loans we offer:


FIRST NATURALSTATE BANK is a community ag bank. We have been supporting local producers, farmers, and growers for a long time. We offer flexible repayment terms and competitive rates to new and existing customers.

  • Real Estate Loans
  • Row Crop Production Loans
  • Poultry Loans
  • Equipment Loans


FIRST NATURALSTATE BANK offers a variety of loans for your borrowing needs. Whether you’re opening for the first time or expanding your business let a First NATURALSTATE BANK lender help you. We offer the following loan types and more:

  • Commercial Real Estate Loans
  • Investment Property
  • Working Capital
  • Equipment and Machinery


FIRST NATURALSTATE BANK consumer loans can be customized for any situation. Whether you’re buying a home, buying a vehicle, or remodeling your home let our team of lenders help you through the process.

  • Real Estate
  • Construction
  • Home Improvement
  • Automobile
  • Boat